Who's with me? I am going for a goal to save $3 a day. Doesn't sound like much but yearly that would be a savings of $1095 and depending on what kind of interest account that is in, you could be preparing for your future. Most of the time we give ourselves excuses on how we can't afford to save money but we always manage to come up with that $6 lunch menu or $5 on cigarettes or better yet that $5 scratch off you've just wasted. If its not affordable then how can you afford it then. Saving for your future is the best thing you can do. Emergencies will arise when you least expect it.
Managing your money poorly doesn't go away when you get more money it just gets worse.
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