If you need to check your credit report, then you can get a free credit report from Annual Credit Report. You're only allowed one per year. There is absolutely no fee ever! NO need to give them your credit card number like the other "so called free sites" always want. If its free then its free. No need for the hassle of cancelling anything before the expiration date. I have already used it and basically you have to answer a few questions about yourself and verify some of your bills and then you can view your credit report.
Have you used this site? Do you like it? I think it's pretty cool and best of all it's FREE.